MAKE CREDIT DECISIONS WITH CONFIDENCE

COMPREHENSIVE INFORMATION

With detailed reports and specifics, making an informed decision becomes much simpler and easier.

Our Business Intelligence Reports help streamline the process of assessing a company and the business risks involved. Whether it is the in-depth profiling or the concise presentation of data, these business credit reports provide ample information to help you take important decisions. Sourced through varied methods/channels including telephonic conversations, field visits, social media, government records and third party sources, we go the extra mile to assure accurate and relevant information.

IMPORTANCE OF PAYMENT BEHAVIOUR

The gathered data highlights crucial factors such as credit worthiness, payment behaviour and intent to pay.

Along with an essential overview of the company, the Business Intelligence Report presents details which are condensed to offer insights into the customer’s credit worthiness and payment behaviour. While credit history and the ability of a firm to pay its creditors certainly hold significance, we believe in shifting focus to its willingness or intent to pay. This aspect is often brought out through behavioural data such as financial habits and patterns, giving you a distinct picture of the debtor.

SCORES & RATINGS

Useful and comprehensible, our ratings reflect everything from a company’s past payment trends to its transparency.

CMS Business Intelligence Reports help you assess a company using three ratings:

Business Stability Index - Indicates the probability of a company failing or going out of business in the near term. This score is important to assess the financial and operational strengths of the business and its ability to meet its financial obligations.

Payment Index - Signifies the probability of receiving payments as per the agreed credit terms. Determined on the basis of past payment trends, this score denotes the company’s intent to meet its financial obligations as per the agreed terms.

Data Depth Indicator - This score denotes the company’s transparency and its willingness to share corporate information.

USEFUL RESOURCES

ANALYZING CREDIT WORTHINESS

Download this white paper to explore how alternative data can be insightful in understanding customers’ credit worthiness.

CREDIT APPLICATION - TEMPLATE

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Download this sample Credit Application template and get started!

MAKE WELL INFORMED CREDIT DECISIONS

An essential tool for every Credit Managers. Request a sample report and explore its effectiveness for your company.

DOWNLOAD WHITEPAPER

The use of non-traditional data parameters in assessing credit-worthiness

DOWNLOAD CREDIT APPLICATION

Sample format

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