Our Services

Smart Credit Solutions. Stronger Cash Flow.

CMS provides end-to-end credit management and debt recovery solutions that help businesses across the UAE and beyond improve cash flow, minimise risk, and grow with confidence.

80+ Years Collective Experience190+ CountriesUAE + GCC Experts
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What We Do

Comprehensive Credit Management Services

Tailored solutions designed to protect your business, accelerate recoveries and support long-term growth.

1. Debt Collection

Recover What You Are Owed

Recover overdue debt faster with proven strategies and professional negotiation.

  • Pre-collection strategies
  • Amicable & legal recovery
  • Skip tracing & debtor location
  • Local, GCC and International Collection

2. Business Intelligence Reports

Know Your Risk Before It Costs You

Make informed credit decisions with detailed reports and risk assessments.

  • Credit reports & company profiling
  • Risk assessment & scoring
  • Due diligence & investigations
  • Ongoing monitoring & alerts

3. Receivables Management

Stop Chasing. Start Collecting.

Streamline collections, reduce DSO, and improve cash flow with automation.

  • Automated reminders & workflows
  • Real-time dashboards
  • Performance analytics
  • System integration support

4. Fractional Credit Director

Board-Level Credit Leadership Without a Full-Time Hire

Access senior credit expertise on a flexible basis to strengthen strategy, governance, and decision-making without full-time overhead.

  • Credit risk strategy design and implementation
  • Credit policy development
  • Portfolio review, stress-testing and risk appetite setting
  • Credit team leadership, mentoring and capability building

5. Credit Policy Development

Build a Foundation That Prevents Problems

Build strong credit policies and procedures to minimise risk and protect your business.

  • Policy framework & guidelines
  • Credit terms & limit structure
  • Approval workflows
  • Policy review & optimisation

6. Training & Workshops

Empower Your Team

Empower your team with practical credit management training and workshops.

  • Credit control training
  • Negotiation skills
  • Risk management
  • Customised workshops

Need Help Improving Your Cash Flow?

Talk to our experts and get a customised solution for your business.

Get Free Consultation

Trusted by UAE finance teams across logistics, tourism, manufacturing, FMCG, engineering and many more.